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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,470 | $202,342-68.1% | $172,752-62.7% | $152,897-57.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.05% | 1029.83%-1010.8pp | 802.97%-783.9pp | 345.43%-326.4pp |
| Employer contribution / active EE | $4,389 | $5,858-25.1% | $5,144-14.7% | $4,764-7.9% |
| Participant deferral / active EE | $7,910 | $5,948+33.0% | $5,198+52.2% | $5,851+35.2% |
| Admin fee / account holder | $444 | $17,111-97.4% | $13,955-96.8% | $11,599-96.2% |