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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,842 | $227,399-37.6% | $189,758-25.3% | $198,609-28.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 14.90% | 61.03%-46.1pp | 52.62%-37.7pp | 202.70%-187.8pp |
| Employer contribution / active EE | $4,426 | $5,526-19.9% | $4,767-7.1% | $5,055-12.4% |
| Participant deferral / active EE | $7,957 | $6,837+16.4% | $5,856+35.9% | $6,977+14.0% |
| Admin fee / account holder | $2,503 | $25,162-90.1% | $20,388-87.7% | $19,030-86.8% |