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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,297 | $72,492-18.2% | $87,104-31.9% | $72,975-18.7% |
| Participation rate | 92.1% | 72.8%+19.3pp | 76.9%+15.3pp | 69.5%+22.6pp |
| Annual return | 18.47% | 24.46%-6.0pp | 28.19%-9.7pp | 81.01%-62.5pp |
| Employer contribution / active EE | $2,237 | $1,894+18.1% | $2,521-11.3% | $2,440-8.3% |
| Participant deferral / active EE | $5,407 | $3,270+65.4% | $4,048+33.6% | $3,608+49.9% |
| Admin fee / account holder | $7,912 | $5,055+56.5% | $7,491+5.6% | $5,124+54.4% |