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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,205 | $148,623+58.9% | $135,974+73.7% | $139,466+69.4% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 29.43% | 79.30%-49.9pp | 68.30%-38.9pp | 373.66%-344.2pp |
| Employer contribution / active EE | $14,133 | $5,246+169.4% | $4,859+190.9% | $4,754+197.3% |
| Participant deferral / active EE | $6,542 | $8,103-19.3% | $7,760-15.7% | $6,712-2.5% |
| Admin fee / account holder | $5,079 | $12,406-59.1% | $10,767-52.8% | $11,409-55.5% |