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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,227 | $157,304+33.6% | $141,197+48.9% | $152,909+37.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.61% | 64.34%-42.7pp | 71.41%-49.8pp | 345.46%-323.9pp |
| Employer contribution / active EE | $7,095 | $5,263+34.8% | $4,736+49.8% | $4,764+48.9% |
| Participant deferral / active EE | $8,492 | $7,111+19.4% | $6,710+26.5% | $5,851+45.1% |
| Admin fee / account holder | $329 | $12,126-97.3% | $10,265-96.8% | $11,601-97.2% |