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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,459 | $167,362-86.6% | $143,799-84.4% | $134,532-83.3% |
| Participation rate | 93.3% | 84.8%+8.5pp | 80.3%+13.0pp | 81.2%+12.1pp |
| Annual return | -10.80% | 0.47%-11.3pp | -0.04%-10.8pp | 418.27%-429.1pp |
| Employer contribution / active EE | $586 | $5,620-89.6% | $4,952-88.2% | $4,741-87.6% |
| Participant deferral / active EE | $2,159 | $6,447-66.5% | $5,638-61.7% | $6,401-66.3% |
| Admin fee / account holder | $1,099 | $18,094-93.9% | $14,677-92.5% | $11,429-90.4% |