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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,968 | $198,457-39.0% | $170,435-29.0% | $147,586-18.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 10.76% | 257.30%-246.5pp | 205.94%-195.2pp | 578.59%-567.8pp |
| Employer contribution / active EE | $444 | $6,183-92.8% | $5,432-91.8% | $4,876-90.9% |
| Participant deferral / active EE | $5,624 | $5,629-0.1% | $4,939+13.9% | $5,439+3.4% |
| Admin fee / account holder | $1,168 | $16,852-93.1% | $13,881-91.6% | $10,886-89.3% |