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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,537 | $102,429-38.9% | $147,096-57.5% | $80,925-22.7% |
| Participation rate | 85.7% | 75.9%+9.9pp | 82.2%+3.5pp | 67.7%+18.1pp |
| Annual return | 22.62% | 135.02%-112.4pp | 419.75%-397.1pp | 35.65%-13.0pp |
| Employer contribution / active EE | $5,225 | $3,716+40.6% | $4,936+5.9% | $2,756+89.6% |
| Participant deferral / active EE | $10,291 | $6,649+54.8% | $8,071+27.5% | $4,299+139.4% |
| Admin fee / account holder | $2,317 | $7,957-70.9% | $13,005-82.2% | $6,940-66.6% |