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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,232 | $93,598-41.0% | $135,974-59.4% | $75,173-26.5% |
| Participation rate | 82.8% | 75.2%+7.6pp | 81.9%+0.8pp | 67.2%+15.6pp |
| Annual return | 18.94% | 30.89%-11.9pp | 68.30%-49.4pp | 160.72%-141.8pp |
| Employer contribution / active EE | $5,078 | $3,538+43.5% | $4,859+4.5% | $2,671+90.1% |
| Participant deferral / active EE | $8,733 | $6,405+36.3% | $7,760+12.5% | $4,126+111.7% |
| Admin fee / account holder | $6,238 | $6,978-10.6% | $10,767-42.1% | $5,651+10.4% |