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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,537 | $102,422-38.9% | $147,117-57.5% | $80,959-22.8% |
| Participation rate | 85.7% | 75.9%+9.8pp | 82.2%+3.5pp | 67.7%+18.0pp |
| Annual return | 22.62% | 135.16%-112.5pp | 420.54%-397.9pp | 35.67%-13.0pp |
| Employer contribution / active EE | $5,225 | $3,717+40.6% | $4,932+5.9% | $2,757+89.5% |
| Participant deferral / active EE | $10,291 | $6,652+54.7% | $8,065+27.6% | $4,300+139.3% |
| Admin fee / account holder | $2,317 | $7,953-70.9% | $12,993-82.2% | $6,925-66.5% |