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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,033 | $107,353+8.1% | $92,903+24.9% | $152,885-24.1% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 12.87% | 145.62%-132.7pp | 109.43%-96.6pp | 345.39%-332.5pp |
| Employer contribution / active EE | $11,185 | $4,222+164.9% | $3,653+206.2% | $4,763+134.8% |
| Participant deferral / active EE | $8,593 | $4,848+77.3% | $4,238+102.8% | $5,851+46.9% |
| Admin fee / account holder | $12,463 | $7,081+76.0% | $5,795+115.1% | $11,598+7.5% |