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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,020 | $93,117-13.0% | $77,096+5.1% | $134,532-39.8% |
| Participation rate | 75.0% | 74.5%+0.5pp | 67.9%+7.1pp | 81.2%-6.2pp |
| Annual return | -23.76% | 62.67%-86.4pp | 42.35%-66.1pp | 418.27%-442.0pp |
| Employer contribution / active EE | $7,351 | $3,420+114.9% | $2,814+161.2% | $4,741+55.0% |
| Participant deferral / active EE | $8,913 | $5,241+70.1% | $4,429+101.2% | $6,401+39.2% |
| Admin fee / account holder | $2,259 | $6,948-67.5% | $5,428-58.4% | $11,429-80.2% |