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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,992 | $165,361-51.6% | $149,715-46.6% | $158,950-49.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.36% | 348.24%-334.9pp | 276.66%-263.3pp | 302.91%-289.5pp |
| Employer contribution / active EE | $2,484 | $5,103-51.3% | $4,645-46.5% | $4,762-47.8% |
| Participant deferral / active EE | $5,985 | $7,182-16.7% | $6,842-12.5% | $5,9830% |
| Admin fee / account holder | $4,347 | $10,808-59.8% | $9,310-53.3% | $11,248-61.4% |