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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,702 | $157,276+22.5% | $141,177+36.5% | $152,885+26.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.67% | 64.33%-47.7pp | 71.40%-54.7pp | 345.39%-328.7pp |
| Employer contribution / active EE | $8,563 | $5,262+62.7% | $4,736+80.8% | $4,763+79.8% |
| Participant deferral / active EE | $10,873 | $7,110+52.9% | $6,710+62.0% | $5,851+85.8% |
| Admin fee / account holder | $5,782 | $12,123-52.3% | $10,263-43.7% | $11,598-50.1% |