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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,202 | $138,075-81.0% | $123,552-78.8% | $135,379-80.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -12.19% | 153.70%-165.9pp | 119.20%-131.4pp | 519.79%-532.0pp |
| Employer contribution / active EE | $7,584 | $5,152+47.2% | $4,628+63.9% | $4,779+58.7% |
| Participant deferral / active EE | $13,364 | $6,800+96.5% | $6,426+108.0% | $5,609+138.3% |
| Admin fee / account holder | $454 | $10,917-95.8% | $9,285-95.1% | $10,828-95.8% |