Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,634 | $105,160-80.4% | $94,679-78.2% | $139,456-85.2% |
| Participation rate | 30.0% | 82.4%-52.4pp | 80.8%-50.8pp | 80.3%-50.3pp |
| Annual return | 16.85% | 38.04%-21.2pp | 156.75%-139.9pp | 373.45%-356.6pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $579 | $7,599-92.4% | $7,417-92.2% | $6,711-91.4% |
| Admin fee / account holder | $737 | $8,988-91.8% | $7,233-89.8% | $11,407-93.5% |