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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,475 | $65,395-42.7% | $182,540-79.5% | $72,975-48.6% |
| Participation rate | 52.7% | 65.4%-12.7pp | 78.0%-25.3pp | 69.5%-16.8pp |
| Annual return | 22.70% | 27.68%-5.0pp | 148.58%-125.9pp | 81.01%-58.3pp |
| Employer contribution / active EE | $1,391 | $1,911-27.2% | $4,076-65.9% | $2,440-43.0% |
| Participant deferral / active EE | $2,637 | $3,563-26.0% | $5,525-52.3% | $3,608-26.9% |
| Admin fee / account holder | $2,133 | $4,245-49.7% | $8,593-75.2% | $5,124-58.4% |