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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,008 | $165,381-84.3% | $149,730-82.6% | $158,966-83.6% |
| Participation rate | 54.5% | 84.6%-30.0pp | 82.5%-27.9pp | 82.0%-27.4pp |
| Annual return | 20.53% | 348.29%-327.8pp | 276.70%-256.2pp | 302.95%-282.4pp |
| Employer contribution / active EE | $1,314 | $5,104-74.3% | $4,645-71.7% | $4,762-72.4% |
| Participant deferral / active EE | $3,365 | $7,182-53.1% | $6,843-50.8% | $5,983-43.8% |
| Admin fee / account holder | $157 | $10,809-98.5% | $9,310-98.3% | $11,250-98.6% |