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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,033 | $211,239-97.6% | $178,528-97.2% | $145,877-96.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.13% | 30.22%-18.1pp | 27.11%-15.0pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,309 | $4,570-49.5% | $3,950-41.6% | $4,663-50.5% |
| Participant deferral / active EE | $3,652 | $6,963-47.5% | $6,278-41.8% | $6,691-45.4% |
| Admin fee / account holder | $11,718 | $12,095-3.1% | $10,419+12.5% | $13,402-12.6% |