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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,426 | $157,276-76.8% | $141,177-74.2% | $152,885-76.2% |
| Participation rate | 93.3% | 84.8%+8.5pp | 82.5%+10.9pp | 82.5%+10.9pp |
| Annual return | 41.15% | 64.33%-23.2pp | 71.40%-30.3pp | 345.39%-304.2pp |
| Employer contribution / active EE | $6,222 | $5,262+18.3% | $4,736+31.4% | $4,763+30.6% |
| Participant deferral / active EE | $18,911 | $7,110+166.0% | $6,710+181.8% | $5,851+223.2% |
| Admin fee / account holder | $5,465 | $12,123-54.9% | $10,263-46.8% | $11,598-52.9% |