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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,218 | $228,395-56.1% | $185,861-46.1% | $158,982-37.0% |
| Participation rate | 58.8% | 82.3%-23.5pp | 78.0%-19.2pp | 82.0%-23.1pp |
| Annual return | 13.31% | 40.82%-27.5pp | 35.96%-22.7pp | 302.99%-289.7pp |
| Employer contribution / active EE | $2,215 | $4,968-55.4% | $4,088-45.8% | $4,763-53.5% |
| Participant deferral / active EE | $5,150 | $6,417-19.7% | $5,634-8.6% | $5,983-13.9% |
| Admin fee / account holder | $16,666 | $11,869+40.4% | $9,503+75.4% | $11,252+48.1% |