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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,499 | $209,422+14.4% | $178,503+34.2% | $158,982+50.6% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 2.81% | 188.81%-186.0pp | 151.12%-148.3pp | 302.99%-300.2pp |
| Employer contribution / active EE | $6,179 | $5,707+8.3% | $5,011+23.3% | $4,763+29.7% |
| Participant deferral / active EE | $4,299 | $5,955-27.8% | $5,202-17.4% | $5,983-28.2% |
| Admin fee / account holder | $19,532 | $17,079+14.4% | $13,987+39.6% | $11,252+73.6% |