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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,998 | $180,459+19.7% | $154,108+40.2% | $135,380+59.5% |
| Participation rate | 87.5% | 87.4%+0.1pp | 83.0%+4.5pp | 82.6%+4.9pp |
| Annual return | -12.91% | 888.21%-901.1pp | 735.21%-748.1pp | 519.81%-532.7pp |
| Employer contribution / active EE | $6,717 | $6,035+11.3% | $5,298+26.8% | $4,779+40.6% |
| Participant deferral / active EE | $5,761 | $5,806-0.8% | $5,081+13.4% | $5,609+2.7% |
| Admin fee / account holder | $4,815 | $16,145-70.2% | $13,411-64.1% | $10,828-55.5% |