Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,611 | $98,766-82.2% | $149,730-88.2% | $79,852-77.9% |
| Participation rate | 24.0% | 75.8%-51.8pp | 82.5%-58.5pp | 69.6%-45.6pp |
| Annual return | 13.14% | 27.43%-14.3pp | 276.70%-263.6pp | 31.72%-18.6pp |
| Employer contribution / active EE | $1,540 | $3,217-52.1% | $4,645-66.8% | $2,471-37.7% |
| Participant deferral / active EE | $881 | $5,681-84.5% | $6,843-87.1% | $3,740-76.4% |
| Admin fee / account holder | $3,515 | $6,052-41.9% | $9,310-62.3% | $5,306-33.8% |