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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,354 | $160,028-23.5% | $147,080-16.8% | $145,884-16.1% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 14.67% | 98.60%-83.9pp | 420.17%-405.5pp | 551.85%-537.2pp |
| Employer contribution / active EE | $13,780 | $5,286+160.7% | $4,933+179.3% | $4,662+195.6% |
| Participant deferral / active EE | $10,263 | $8,422+21.9% | $8,066+27.2% | $6,690+53.4% |
| Admin fee / account holder | $1,014 | $15,030-93.3% | $12,989-92.2% | $13,392-92.4% |