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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,197 | $138,114-36.1% | $125,391-29.7% | $134,545-34.4% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -16.23% | 750.88%-767.1pp | 572.41%-588.6pp | 418.37%-434.6pp |
| Employer contribution / active EE | $11,573 | $5,246+120.6% | $4,816+140.3% | $4,742+144.1% |
| Participant deferral / active EE | $8,861 | $7,801+13.6% | $7,448+19.0% | $6,401+38.4% |
| Admin fee / account holder | $7,124 | $11,570-38.4% | $10,009-28.8% | $11,431-37.7% |