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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,140 | $162,136-1.2% | $152,301+5.1% | $154,746+3.5% |
| Participation rate | 77.8% | 84.1%-6.3pp | 82.4%-4.7pp | 80.7%-2.9pp |
| Annual return | 17.05% | 91.02%-74.0pp | 80.50%-63.4pp | 172.34%-155.3pp |
| Employer contribution / active EE | $16,845 | $4,890+244.5% | $4,624+264.3% | $4,379+284.7% |
| Participant deferral / active EE | $10,058 | $8,341+20.6% | $8,004+25.7% | $6,730+49.4% |
| Admin fee / account holder | $585 | $15,759-96.3% | $14,398-95.9% | $14,365-95.9% |