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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,354 | $160,070-23.6% | $147,117-16.8% | $145,897-16.1% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 14.67% | 98.69%-84.0pp | 420.54%-405.9pp | 552.29%-537.6pp |
| Employer contribution / active EE | $13,780 | $5,285+160.8% | $4,932+179.4% | $4,663+195.5% |
| Participant deferral / active EE | $10,263 | $8,419+21.9% | $8,065+27.3% | $6,689+53.4% |
| Admin fee / account holder | $1,014 | $15,035-93.3% | $12,993-92.2% | $13,390-92.4% |