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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,518 | $160,028-72.8% | $147,080-70.4% | $145,884-70.2% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 11.10% | 98.60%-87.5pp | 420.17%-409.1pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,746 | $5,286-67.0% | $4,933-64.6% | $4,662-62.6% |
| Participant deferral / active EE | $6,746 | $8,422-19.9% | $8,066-16.4% | $6,690+0.8% |
| Admin fee / account holder | $2,660 | $15,030-82.3% | $12,989-79.5% | $13,392-80.1% |