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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,190 | $148,629-75.0% | $135,982-72.7% | $139,487-73.3% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 19.72% | 79.33%-59.6pp | 68.32%-48.6pp | 373.84%-354.1pp |
| Employer contribution / active EE | $2,403 | $5,247-54.2% | $4,859-50.5% | $4,755-49.5% |
| Participant deferral / active EE | $8,139 | $8,102+0.4% | $7,760+4.9% | $6,713+21.2% |
| Admin fee / account holder | $989 | $12,406-92.0% | $10,767-90.8% | $11,407-91.3% |