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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,395 | $84,551-83.0% | $61,452-76.6% | $134,532-89.3% |
| Participation rate | 20.0% | 62.2%-42.2pp | 52.6%-32.6pp | 81.2%-61.2pp |
| Annual return | -9.54% | 585.39%-594.9pp | 338.96%-348.5pp | 418.27%-427.8pp |
| Employer contribution / active EE | $80 | $1,545-94.8% | $1,160-93.1% | $4,741-98.3% |
| Participant deferral / active EE | $1,000 | $2,818-64.5% | $2,125-52.9% | $6,401-84.4% |
| Admin fee / account holder | $0 | $2,587-100.0% | $2,131-100.0% | $11,429-100.0% |