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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,570 | $167,030-44.0% | $135,768-31.1% | $155,188-39.7% |
| Participation rate | 57.1% | 76.2%-19.0pp | 71.1%-13.9pp | 80.8%-23.7pp |
| Annual return | 21.55% | 678.39%-656.8pp | 526.10%-504.5pp | 148.84%-127.3pp |
| Employer contribution / active EE | $320 | $4,132-92.3% | $3,394-90.6% | $4,248-92.5% |
| Participant deferral / active EE | $5,238 | $4,528+15.7% | $3,977+31.7% | $6,531-19.8% |
| Admin fee / account holder | $30 | $8,172-99.6% | $7,048-99.6% | $14,480-99.8% |