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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,570 | $162,529-42.4% | $130,788-28.5% | $154,746-39.5% |
| Participation rate | 57.1% | 75.9%-18.7pp | 70.1%-13.0pp | 80.7%-23.6pp |
| Annual return | 21.55% | 510.48%-488.9pp | 386.44%-364.9pp | 172.34%-150.8pp |
| Employer contribution / active EE | $320 | $4,447-92.8% | $3,558-91.0% | $4,379-92.7% |
| Participant deferral / active EE | $5,238 | $4,808+8.9% | $4,137+26.6% | $6,730-22.2% |
| Admin fee / account holder | $30 | $7,669-99.6% | $6,673-99.6% | $14,365-99.8% |