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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,149 | $69,541-89.7% | $59,899-88.1% | $135,380-94.7% |
| Participation rate | 60.0% | 77.8%-17.8pp | 74.7%-14.7pp | 82.6%-22.6pp |
| Annual return | -16.76% | 7.95%-24.7pp | 3.46%-20.2pp | 519.81%-536.6pp |
| Employer contribution / active EE | $876 | $3,236-72.9% | $2,723-67.8% | $4,779-81.7% |
| Participant deferral / active EE | $4,411 | $4,206+4.9% | $3,402+29.6% | $5,609-21.4% |
| Admin fee / account holder | $145 | $5,737-97.5% | $3,592-96.0% | $10,828-98.7% |