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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,951 | $138,114-40.7% | $125,391-34.6% | $134,545-39.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -4.99% | 750.88%-755.9pp | 572.41%-577.4pp | 418.37%-423.4pp |
| Employer contribution / active EE | $16,640 | $5,246+217.2% | $4,816+245.5% | $4,742+250.9% |
| Participant deferral / active EE | $10,632 | $7,801+36.3% | $7,448+42.7% | $6,401+66.1% |
| Admin fee / account holder | $1,011 | $11,570-91.3% | $10,009-89.9% | $11,431-91.2% |