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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,256 | $176,120-62.9% | $159,487-59.1% | $167,553-61.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.76% | 331.95%-319.2pp | 263.71%-250.9pp | 478.89%-466.1pp |
| Employer contribution / active EE | $15,232 | $5,299+187.4% | $4,831+215.3% | $4,840+214.7% |
| Participant deferral / active EE | $10,669 | $7,752+37.6% | $7,354+45.1% | $6,343+68.2% |
| Admin fee / account holder | $562 | $12,561-95.5% | $10,804-94.8% | $12,316-95.4% |