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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,426 | $135,956-70.3% | $123,894-67.4% | $273,972-85.2% |
| Participation rate | 63.2% | 84.1%-20.9pp | 81.4%-18.3pp | 83.0%-19.9pp |
| Annual return | 8.94% | 56.63%-47.7pp | 47.52%-38.6pp | 41.46%-32.5pp |
| Employer contribution / active EE | $1,949 | $5,170-62.3% | $4,617-57.8% | $4,869-60.0% |
| Participant deferral / active EE | $4,296 | $6,343-32.3% | $5,984-28.2% | $5,287-18.7% |
| Admin fee / account holder | $1,485 | $9,817-84.9% | $8,357-82.2% | $10,133-85.3% |