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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,797 | $41,151+74.5% | $80,648-11.0% | $71,529+0.4% |
| Participation rate | 69.4% | 50.2%+19.1pp | 67.0%+2.4pp | 67.9%+1.4pp |
| Annual return | 20.82% | 38.49%-17.7pp | 937.21%-916.4pp | 28.97%-8.1pp |
| Employer contribution / active EE | $452 | $1,513-70.1% | $2,724-83.4% | $2,590-82.5% |
| Participant deferral / active EE | $3,454 | $2,700+27.9% | $4,443-22.3% | $4,291-19.5% |
| Admin fee / account holder | $2,409 | $1,842+30.7% | $5,382-55.2% | $1,588+51.6% |