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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,974 | $45,872+37.3% | $77,100-18.3% | $68,490-8.1% |
| Participation rate | 78.9% | 55.9%+23.0pp | 67.9%+11.0pp | 67.9%+11.0pp |
| Annual return | -17.39% | 1.73%-19.1pp | 42.35%-59.7pp | -7.85%-9.5pp |
| Employer contribution / active EE | $502 | $1,650-69.5% | $2,815-82.2% | $2,597-80.7% |
| Participant deferral / active EE | $3,941 | $2,963+33.0% | $4,430-11.0% | $4,028-2.1% |
| Admin fee / account holder | $4,321 | $3,041+42.1% | $5,443-20.6% | $5,403-20.0% |