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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,925 | $57,073+10.3% | $85,126-26.1% | $80,925-22.2% |
| Participation rate | 66.7% | 56.4%+10.3pp | 67.5%-0.9pp | 67.7%-1.0pp |
| Annual return | 60.93% | 21.69%+39.2pp | 66.63%-5.7pp | 35.65%+25.3pp |
| Employer contribution / active EE | $1,921 | $1,801+6.7% | $2,731-29.7% | $2,756-30.3% |
| Participant deferral / active EE | $3,504 | $3,113+12.6% | $4,523-22.5% | $4,299-18.5% |
| Admin fee / account holder | $778 | $4,988-84.4% | $6,160-87.4% | $6,940-88.8% |