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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,273 | $57,590+20.3% | $86,233-19.7% | $82,448-16.0% |
| Participation rate | 68.6% | 57.9%+10.7pp | 69.0%-0.4pp | 68.1%+0.5pp |
| Annual return | 16.96% | 22.41%-5.5pp | 61.39%-44.4pp | 41.64%-24.7pp |
| Employer contribution / active EE | $2,120 | $1,655+28.1% | $2,504-15.3% | $2,551-16.9% |
| Participant deferral / active EE | $4,281 | $3,080+39.0% | $4,559-6.1% | $4,139+3.4% |
| Admin fee / account holder | $7,942 | $4,730+67.9% | $8,342-4.8% | $7,234+9.8% |