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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,206 | $58,391-56.8% | $76,667-67.1% | $72,976-65.5% |
| Participation rate | 76.5% | 67.4%+9.1pp | 72.1%+4.4pp | 69.5%+7.0pp |
| Annual return | 19.04% | 2306.65%-2287.6pp | 1166.74%-1147.7pp | 81.02%-62.0pp |
| Employer contribution / active EE | $2,703 | $1,787+51.3% | $2,303+17.4% | $2,440+10.8% |
| Participant deferral / active EE | $5,761 | $2,690+114.1% | $3,336+72.7% | $3,608+59.7% |
| Admin fee / account holder | $692 | $4,014-82.8% | $6,423-89.2% | $5,124-86.5% |