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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,206 | $58,927-57.2% | $76,824-67.2% | $72,986-65.5% |
| Participation rate | 76.5% | 67.3%+9.1pp | 72.1%+4.4pp | 69.5%+7.0pp |
| Annual return | 19.04% | 2305.64%-2286.6pp | 1166.26%-1147.2pp | 81.01%-62.0pp |
| Employer contribution / active EE | $2,703 | $1,787+51.3% | $2,302+17.4% | $2,440+10.8% |
| Participant deferral / active EE | $5,761 | $2,690+114.1% | $3,336+72.7% | $3,607+59.7% |
| Admin fee / account holder | $692 | $4,013-82.8% | $6,421-89.2% | $5,124-86.5% |