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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,502 | $209,422+98.4% | $178,503+132.8% | $158,982+161.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.41% | 188.81%-176.4pp | 151.12%-138.7pp | 302.99%-290.6pp |
| Employer contribution / active EE | $12,324 | $5,707+115.9% | $5,011+145.9% | $4,763+158.7% |
| Participant deferral / active EE | $7,050 | $5,955+18.4% | $5,202+35.5% | $5,983+17.8% |
| Admin fee / account holder | $3,345 | $17,079-80.4% | $13,987-76.1% | $11,252-70.3% |