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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,689 | $80,983-41.1% | $96,544-50.6% | $75,177-36.6% |
| Participation rate | 69.4% | 71.8%-2.3pp | 76.0%-6.5pp | 67.2%+2.2pp |
| Annual return | 23.49% | 27.05%-3.6pp | 25.88%-2.4pp | 160.75%-137.3pp |
| Employer contribution / active EE | $2,468 | $2,282+8.1% | $2,966-16.8% | $2,671-7.6% |
| Participant deferral / active EE | $3,083 | $3,929-21.5% | $4,851-36.4% | $4,126-25.3% |
| Admin fee / account holder | $2,461 | $6,717-63.4% | $8,254-70.2% | $5,651-56.5% |