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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,133 | $72,486-63.9% | $87,103-70.0% | $72,976-64.2% |
| Participation rate | 59.4% | 72.8%-13.4pp | 76.9%-17.5pp | 69.5%-10.1pp |
| Annual return | 20.95% | 24.46%-3.5pp | 28.19%-7.2pp | 81.02%-60.1pp |
| Employer contribution / active EE | $972 | $1,894-48.7% | $2,521-61.4% | $2,440-60.1% |
| Participant deferral / active EE | $2,128 | $3,270-34.9% | $4,049-47.4% | $3,608-41.0% |
| Admin fee / account holder | $3,322 | $5,055-34.3% | $7,491-55.7% | $5,124-35.2% |