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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,209 | $86,940-25.0% | $102,434-36.3% | $80,935-19.4% |
| Participation rate | 58.0% | 72.4%-14.4pp | 76.5%-18.5pp | 67.7%-9.6pp |
| Annual return | 18.40% | 18.89%-0.5pp | 29.46%-11.1pp | 35.66%-17.3pp |
| Employer contribution / active EE | $2,019 | $2,370-14.8% | $3,023-33.2% | $2,757-26.7% |
| Participant deferral / active EE | $2,566 | $4,121-37.7% | $5,055-49.2% | $4,299-40.3% |
| Admin fee / account holder | $3,287 | $8,047-59.1% | $9,462-65.3% | $6,924-52.5% |