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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,209 | $95,404-21.2% | $113,397-33.7% | $82,637-9.0% |
| Participation rate | 57.8% | 72.8%-15.0pp | 76.5%-18.7pp | 68.1%-10.2pp |
| Annual return | 18.42% | 19.08%-0.7pp | 23.20%-4.8pp | 53.51%-35.1pp |
| Employer contribution / active EE | $2,095 | $2,307-9.2% | $2,977-29.6% | $2,552-17.9% |
| Participant deferral / active EE | $2,558 | $4,220-39.4% | $5,076-49.6% | $4,126-38.0% |
| Admin fee / account holder | $3,998 | $9,168-56.4% | $11,957-66.6% | $7,339-45.5% |