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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,548 | $70,430+14.4% | $96,572-16.6% | $85,851-6.2% |
| Participation rate | 62.1% | 61.8%+0.3pp | 69.8%-7.8pp | 69.3%-7.3pp |
| Annual return | 23.85% | 18.58%+5.3pp | 37.79%-13.9pp | 318.63%-294.8pp |
| Employer contribution / active EE | $727 | $1,413-48.6% | $2,357-69.2% | $2,565-71.7% |
| Participant deferral / active EE | $1,834 | $2,894-36.6% | $3,850-52.4% | $3,952-53.6% |
| Admin fee / account holder | $460 | $4,996-90.8% | $6,183-92.6% | $6,261-92.7% |