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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,568 | $106,923-49.0% | $84,023-35.1% | $152,909-64.3% |
| Participation rate | 70.8% | 75.3%-4.4pp | 69.0%+1.8pp | 82.5%-11.6pp |
| Annual return | 21.92% | 105.02%-83.1pp | 71.32%-49.4pp | 345.46%-323.5pp |
| Employer contribution / active EE | $1,924 | $2,735-29.7% | $1,984-3.0% | $4,764-59.6% |
| Participant deferral / active EE | $665 | $4,013-83.4% | $3,239-79.5% | $5,851-88.6% |
| Admin fee / account holder | $601 | $8,289-92.8% | $6,102-90.2% | $11,601-94.8% |