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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,560 | $52,519-22.8% | $155,789-74.0% | $59,633-32.0% |
| Participation rate | 76.9% | 61.7%+15.2pp | 76.1%+0.8pp | 68.7%+8.3pp |
| Annual return | -6.54% | 53.51%-60.1pp | 71.54%-78.1pp | 2041.45%-2048.0pp |
| Employer contribution / active EE | $1,148 | $1,589-27.8% | $3,839-70.1% | $2,203-47.9% |
| Participant deferral / active EE | $2,120 | $3,084-31.3% | $4,798-55.8% | $3,192-33.6% |
| Admin fee / account holder | $1,975 | $3,540-44.2% | $7,477-73.6% | $4,297-54.0% |