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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,359 | $202,345+12.4% | $172,755+31.6% | $152,885+48.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 3.36% | 1029.77%-1026.4pp | 802.94%-799.6pp | 345.39%-342.0pp |
| Employer contribution / active EE | $4,142 | $5,858-29.3% | $5,144-19.5% | $4,763-13.0% |
| Participant deferral / active EE | $15,105 | $5,948+153.9% | $5,198+190.6% | $5,851+158.2% |
| Admin fee / account holder | $4,965 | $17,111-71.0% | $13,955-64.4% | $11,598-57.2% |