Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,197 | $43,075-78.6% | $74,577-87.7% | $62,881-85.4% |
| Participation rate | 37.9% | 58.1%-20.1pp | 68.1%-30.2pp | 69.3%-31.4pp |
| Annual return | -7.52% | 17.50%-25.0pp | 20.47%-28.0pp | 20.14%-27.7pp |
| Employer contribution / active EE | $720 | $1,498-51.9% | $2,525-71.5% | $2,281-68.4% |
| Participant deferral / active EE | $2,345 | $2,389-1.9% | $3,458-32.2% | $3,203-26.8% |
| Admin fee / account holder | $655 | $2,840-76.9% | $4,138-84.2% | $4,296-84.7% |