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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,963 | $80,983+245.7% | $96,544+190.0% | $75,177+272.4% |
| Participation rate | 85.0% | 71.8%+13.2pp | 76.0%+9.0pp | 67.2%+17.8pp |
| Annual return | 16.91% | 27.05%-10.1pp | 25.88%-9.0pp | 160.75%-143.8pp |
| Employer contribution / active EE | $11,250 | $2,282+392.9% | $2,966+279.3% | $2,671+321.2% |
| Participant deferral / active EE | $5,898 | $3,929+50.1% | $4,851+21.6% | $4,126+42.9% |
| Admin fee / account holder | $18,340 | $6,717+173.1% | $8,254+122.2% | $5,651+224.5% |