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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,564 | $71,873+236.1% | $86,698+178.6% | $68,490+252.7% |
| Participation rate | 81.0% | 72.2%+8.7pp | 76.6%+4.4pp | 67.9%+13.1pp |
| Annual return | -15.84% | 3.54%-19.4pp | 35.96%-51.8pp | -7.85%-8.0pp |
| Employer contribution / active EE | $10,714 | $2,173+393.0% | $2,837+277.7% | $2,597+312.6% |
| Participant deferral / active EE | $5,106 | $3,779+35.1% | $4,656+9.7% | $4,028+26.8% |
| Admin fee / account holder | $2,089 | $6,110-65.8% | $7,492-72.1% | $5,403-61.3% |